what is wallet configuration (descriptor)?

a file or text that describes how a multisig or advanced wallet is built.

it lists which keys belong to the wallet and how many are needed. without it, recovery can fail even when every key is safe.

related words

multisig a wallet that needs more than one key to move funds, for example any 2 of 3.
derivation path the route a wallet uses to find accounts and addresses from a seed phrase.
air-gapped signer a signing device that never connects directly to a computer or network.

part of the topic after death: free articles, more words and the guide.

checked 2026-10-20. education, not advice. found a mistake? see corrections.