b9_1155ad · our own product · the lazy guides, vol. 1
the lazy guide to digital assets after death
if nobody knows your crypto exists, or nobody can reach it, it's gone. not stolen. just stuck forever.
a short, calm plan for the day you can't deal with your own crypto: after a death, or during a long illness. a bank account has a bank behind it. crypto you hold yourself doesn't. this guide shows how to write down what you have, decide how the right person gets access at the right time, and test that it works. you decide who can reach what, and when. nothing in the plan hands over your keys today.
the first version takes about one evening. you need a pen, a printer and one person you trust. no new apps, no paid services.
hover or tap to flip
free reading first
not sure yet? these are free and use the same method.
-
what your family finds when you die (often nothing)
self-custody means nobody can take your coins. it also means nobody can find them. a checklist for an inheritance plan that doesn't hand over keys today.
-
test your seed backup: the recovery test nobody does
a backup that has never been restored is a theory. how to test a seed phrase backup safely, without moving funds.
look inside
real pages from the pdf, as they are. page numbers refer to the full guide.
p. 4 · how to use this guide 
p. 8 · the asset map (no secrets on this page) 
p. 12 · the letter and the trusted person 
p. 17 · the one-page checklist
what you learn
- the four common ways an inheritance plan fails, and how to close each one.
- how to make an asset map: a list of what you hold and where, with no secrets on it.
- seven ways to give someone access later without handing over your keys today, each with its weak points.
- why your seed phrase (the words that restore a wallet) doesn't belong in a will.
- how to write a plain letter for your family and brief one trusted person.
- how to warn your family about the scams that target people after a death.
- how to test the plan with your trusted person without showing them any secrets, and when to update it.
heads-up: not legal advice. laws differ by country. check the rules where you live.
what's inside
- why "they'll figure it out" fails
- the asset map: what exists and where
- access without handing over keys today
- the letter, the trusted person and the dead man's checklist
- testing the plan and keeping it current
five chapters, a fill-in asset map, a letter template, a one-page checklist, a glossary and sources.
who it's for
- you hold some crypto, and nobody else knows where it is or how it works.
- you want a plan a non-technical person can follow.
- you prefer a checklist to a lecture.
who it's not for
- you want legal or tax advice. laws differ by country. check the rules where you live, and talk to a local lawyer.
- you want someone else to hold your keys for you.
- you want a wallet or service recommendation. none are named.
get the pdf
ad · our own product. $3.99, one time. tick the box, then pay with bitcoin lightning. the download appears on this page as soon as the payment goes through.
$3.99 one-time · pdf · no account
not legal advice. inheritance and estate law varies by country. talk to a lawyer or notary.
creating invoice…
in the x app? "open in wallet" may do nothing: tap copy invoice and paste it in your wallet, or open this page in your browser. expires in 15:00.
keep this page open. the download appears here when paid. receipt: bookmark this link.
paid. thanks. link valid 24h.
re-download for 12 months: your receipt page (bookmark it).
invoice timed out. if you didn't pay, nothing was charged.
paid it anyway? your receipt page still checks and delivers.
price $3.99. lightning: sold by the seller shown here when checkout opens. broken, missing or not what the page described: a working file or your money back. contact: rektnotrich@tuta.io. this doesn't limit your rights where you live.
no account, no cookies at checkout. we keep the order id, course and the ref/utm tag of the link you came from, nothing else. privacy.
questions
is this a will template?
no. the letter in the guide is a plain manual for your family, not a legal document. the guide tells you what to ask a local lawyer.
does it explain the rules where i live?
no. it deliberately doesn't describe any one country's rules. it lists the questions that come up almost everywhere, so you know what to ask.
do i need to be technical?
no. some options in chapter 3 are technical (like multisig), and the guide says which. it also covers simple options, and what each one trades off.
does it cover exchange accounts?
yes. accounts at exchanges usually go through the company's own process for deceased customers. the guide shows what your family needs for that.
does my family get my seed phrase from this?
no. the plan tells people where to look and what to do. it never hands over the keys before they are needed.
how much is it?
$3.99, one time, for one pdf. no subscription. each guide is sold on its own.
how do i pay?
with bitcoin lightning only. any lightning wallet that can pay a standard lightning invoice works. the invoice appears right on the page, no account needed. card, apple pay and on-chain bitcoin are not offered right now.
why does the invoice expire?
the price in sats moves with the bitcoin price, so each invoice holds it for 15 minutes. after that, make a new one with one click. if you didn't pay, nothing is charged.
when do i get the pdf?
right after the payment goes through, a download button appears on the same page. the link works for 24 hours. your receipt page lets you download again later. bookmark it.
do i need an account or an email?
no account, no email needed. your receipt page is your confirmation; save the receipt pdf.
what is the checkbox for?
the pdf is delivered right away. where you have a right to cancel a purchase, it ends once the download starts. the box asks you to confirm that. it is never ticked for you.
"open in wallet" does nothing.
that happens in some in-app browsers, like the x app. tap "copy invoice" and paste it into your wallet, or open the page in your normal browser.
who is the seller?
rektnotrich (contact: rektnotrich@tuta.io). the same seller line is shown in the checkout before you pay and on your receipt.
what if the file is broken?
broken, missing or not what the page described: a working file or your money back. contact: rektnotrich@tuta.io. this doesn't limit your rights where you live.
what do you keep about me?
the order id, which guide, and the tag of the link you came from. no account, no cookies at checkout. → /privacy/
is this financial advice?
no. it's education. nothing in the guides tells you what to buy, sell or hold.
words used in this guide
- asset map
- a plain list of what crypto you hold and where, with no secrets on it.
more
it names exchanges, wallets, chains and where backups are kept, but never the seed phrase, passwords or pins. if it leaks, nobody can move coins with it, but it shows a thief or scammer what to look for, so keep it private. - seed phrase
- a list of words, usually 12 or 24, that can recreate all the keys of a wallet.
more
anyone who has the words controls the coins, so they are usually kept on paper or metal, not in a photo, a cloud note or a website. most wallets follow the BIP39 standard; real support never asks for the words. - passphrase ("25th word")
- an optional extra word or phrase added on top of a seed phrase.
more
a different passphrase opens a different wallet, with no error message, so a typo shows an empty wallet. it needs its own backup, kept apart from the words. - custodial
- a setup where a company, usually an exchange, holds the keys and you hold an account.
more
you have a claim on the company, not direct control of the coins. if the company fails, freezes withdrawals or gets hacked, your access depends on it. - multisig
- a wallet that needs more than one key to move funds, for example any 2 of 3.
more
with a setup like 2 of 3, one lost or stolen key is not fatal. the wallet configuration (which keys, how many are needed) must be backed up as well, or the keys alone may not find the coins. - timelock
- a rule that makes something possible only after a set time or a set delay.
more
in a wallet, it can let an heir's key work only after a date. in a smart contract, it is a forced delay between announcing a change and making it. - letter of instruction
- a plain manual that tells your family what to do with your crypto if something happens to you.
more
it points to the asset map and to where the secrets are kept, says who to trust and who to ignore, and warns against rushing. it is not a will or a legal document. - 2FA (two-factor authentication)
- a second check on top of your password, usually a code from another device or app.
more
it makes accounts much harder to break into. keep the recovery codes safe: losing the 2FA device can lock you, or your family, out.
other topics
nfa. education, not advice. not personal advice.
education, not financial, investment, tax or legal advice. no recommendation to buy, sell or hold any crypto-asset. examples are made up or hypothetical. you can lose everything you put into crypto.